Partnership
We look for institutions that want a disciplinable pipeline, partners that bring qualified demand, and capital that funds infrastructure — not a third party’s loan book.
Banks and finance companies that want to originate microcredit with lower CAC, their own hard rules and a file that makes subsequent analysis more accurate. The funder does not pay for marketing: it pays for disbursed origination.
Risk · eligibility · API · vintages
Write to Finance info-finanzas@puelo.cloudPlatforms, networks and services that already concentrate demand and can contribute consent, volume and a well-formed case. Puelo Cloud turns that into orderly origination for the institution.
Distribution · consent · origination
Write to Origination info-integradores@puelo.cloudFunds and strategics interested in inclusion infrastructure with book discipline. Return tied to origination and signal quality — not to taking PD on a book they do not underwrite.
Setup · data fee · success · performance
Write to Investment info-investment@puelo.cloudHow a serious startup presents itself
We do not claim a consolidated regional platform. We claim a craft: turning thin-file into a usable, routable file.
Institutional microcredit does not fail to scale for lack of appetite: it scales badly because of dossier cost and missing signal. That is the gap.
Observed conduct + a standard deliverable aligned to the institution’s policy. Value accrues in origination quality, not in an inclusion slogan.
Capital does not interfere with the institution’s credit policy. A distribution partner does not relax knock-outs to inflate volume.
We do not ask for technical onboarding in the first email. Role, country and interest are enough. First deployment: Argentina and Chile.
Ticket appetite, geography, tentative cut-off and pilot horizon. Whether the signal enters as overlay or pre-screen.
Expected volume, quality of consent and the type of demand you concentrate.
Thesis, indicative ticket, horizon, and how you relate to the independence of the institution’s policy.